KUMAR, ASHWANI, PRANJAL YADAV, and Dr. Vaibhav. “Decoding India’s Lean–Green Financing Architecture for MSMEs: A Scheme-Wise Descriptive Analysis of Credit Flows, Sustainability Incentives, and Policy Alignment”. Account and Financial Management Journal 11, no. 1 (January 30, 2026): 4137–4147. Accessed October 25, 2026. https://everant.org/index.php/afmjh/article/view/2532.