Anderson, Steven Eric, Jim Pinder, Elizabeth M. Dameff, and Lucas Minder. “A Comparative Analysis Study That Determines to What Degree Government and Employer-Sponsored Health Insurance Programs in The United States Provide Financial Benefit for Those Accessing Healthcare”. Account and Financial Management Journal 11, no. 1 (January 8, 2026): 4019–4023. Accessed October 25, 2026. https://everant.org/index.php/afmjh/article/view/2461.