Baranova, Valeria, Hryhorii Kots, Rami Matarneh, and Vyacheslav Lyashenko. 2016. “Stochastic Frontier Analysis As a Tool for Evaluating the Effectiveness of Banks Lending To the Real Economic Sectors in Ukraine”. Account and Financial Management Journal 1 (08):487-96. http://everant.org/index.php/afmjh/article/view/212.